Capital that's ready to break ground
A direct funder for builders, developers, and growing businesses. We fund with our own capital, underwrite in-house, and decide fast, so your project never waits on a committee.
We're not a middleman shopping your file around. We're the funder writing the check, so the answer comes from the same people who fund the deal.A direct funding desk built by people who've financed real projects
One funder. Every stage of growth.
From breaking ground to scaling operations, we structure capital around the way your business actually works.
Commercial Real Estate
Purchase, refinance, and cash-out on stabilized commercial property with competitive LTV.
Bridge Financing
Short-term capital to close quickly and reposition, refinanced out on your timeline.
Lines of Credit
Revolving access you draw on as you need it, paying interest only on what you use.
SBA-Style Loans
Longer terms and lower payments for qualifying businesses ready for their next chapter.
Working Capital
Fast capital against future revenue to cover payroll, materials, and momentum.
Revenue Advance
Capital against your future receivables, also known as a merchant cash advance. Remittances are a set percentage of sales, so they flex with your volume.
Not sure which fits?
Tell us about the project and we'll structure the right facility.
Talk to a specialistFrom application to funded in three moves
No runaround, no shopping your file to a dozen desks. One application, one decision, one funder.
Apply in minutes
Share the basics on your business and the project. A soft credit pull only, so applying never dings your score.
Get a real decision
Our in-house team underwrites your file and comes back with a structured deal, usually within 24 hours.
Get funded
Sign, and we fund with our own capital. No middleman, no delay.
Built for people who build
We understand draw schedules, retainage, and closing pressure, because we finance real projects, not spreadsheets.
We fund with our own capital
No syndication, no shopping your deal around. The people who say yes are the people who fund it.
Decisions in 24 hours
In-house underwriting means term sheets in a day, not weeks. Projects move on your schedule, not a committee's.
Radical transparency
Full rate, fees, and terms up front. No teaser rates, no surprises at closing, ever.
Built around your cash flow
Daily or weekly remittances sized to your actual receipts, with reconciliation when sales dip. You are never locked into a payment your revenue cannot support.
"Shraga structured our draws around the actual build. We closed in days and never once waited on a bank committee to release funds."
Questions, answered
Do you fund directly or broker my file?
Will applying hurt my credit?
How fast can I actually get funded?
What types of projects and businesses do you finance?
How much funding can I get?
What documents do I need to apply?
Solutions
Company
Business loans and revenue advances are issued by Shraga Funding or its funding partner. The issuing party will be identified in the loan or revenue advance agreement prior to signing. Financing is not guaranteed and is subject to approval based on underwriting criteria which includes, but is not limited to, business & personal credit history, time in business, cash flow, revenue consistency, industry-specific underwriting rules, and approval by the funding partner. Eligibility, maximum amounts, funding and approval times vary based on program and applicant qualifications. All applications require completed documentation and will be reviewed during business hours. Each application is subject to a soft credit check that will not affect credit scores. Terms, conditions, and restrictions may apply.